Helping you build your LEGACY through real estate.

At The Legacy Team, we specialize in turning "no" into "yes" when it comes to homeownership. As dedicated mortgage brokers, we work tirelessly to open doors that seemed forever closed, helping individuals and families secure the financing they need. Our unwavering commitment breaks barriers, transforming the dream of owning a home into a reality—for today and for generations to come.

TESTIMONIALS

  • "HIGHLY RECOMMEND!!! Joshua made the paperwork to buying our home so easy. I can’t imagine doing it with anyone else. He was quick to answer our questions and concerns. Without a doubt I know he was on top of things and making sure they got done in a timely manner. Then a few years later he reached out and said he thought he could save us some money with another option. I appreciate his honesty and his willingness to look out for us! Thanks Josh!"

    Amberlee K.

  • "Amazing team and they will put in 100% to help you get the loan you need."

    Tom A.

  • "Josh and his team were fantastic to work with. I had a wonderful experience and wouldn't hesitate to recommend him!"

    Callie M.

  • "Quick. Responsive. Organized team. From both a consumer and Insurance Agent perspective highly recommend Joshua and his team."

    Heidi M.

  • "So easy and helpful! We felt like everything in our refi process was simple & quick. Anytime we had questions we got quick responses with very clear answers. We would definitely work with [JOSHUA] again in the future."

    Gillian S.

  • "The Legacy Team worked hard to get us the perfect loan for our unique needs. We highly recommend Joshua White and Monserrat De Varona to anyone looking for home financing!"

    Trudy W.

  • "Undoubtedly the best to help you buy your house. Monserrat and Joshua always on the lookout for the whole process, looking for the best for their customers. Thank you very much for helping us make our dream come true, [and] they also speak Spanish. Do not hesitate to call, you will not regret it, they are the best in their field….🙏"

    Martha V.

  • "I would use them again if I ever needed their services again."

    Tim V,

LET’S FIGURE THIS OUT TOGETHER.

WE ARE HERE FOR YOU.

Do you have questions when it comes to financing? To homeownership? Reach out to us.

Where APR stands for “Amusing Posts Regularly”.

View fullsize New milestones unlocked! Shoutout to @baldfitnfree for guiding these clients every step of the way and to the incredible realtors who helped make it all happen: 🏡✨ 1️⃣ Guided a hardworking Spanish-speaking family into their dream home with the help
View fullsize They say the American Dream is just a dream—but we’re here to prove it’s so much more. 🏡 Homeownership is possible, and it’s for everyone. When you’re ready to take the next step, we’ll be right here to guide you.
View fullsize Let’s take a moment to celebrate @angievandenhaak and these recent special closings! 🎉 Each one is a story of dedication, teamwork, and dreams coming true: -A Non-QM Refinance helped a family restructure their finances and stay in their belove
View fullsize Let’s talk about something we don’t discuss enough: MARGIN. As mortgage brokers, margin plays a huge role in determining the rates and pricing that can make or break deals. It’s that hidden layer in every transaction that influences